SWSO HomeVault
by Streetwise Software Online · SWSO
HomeVault is personal and household finance in your web browser. Tag accounts and spending to each person in the household, give every dollar a job, keep up with bills, and watch your net worth and debt-free date.
Accounts and transactions
- Checking, savings, cash, credit cards, loans, mortgage, investments, retirement, HSA, property and vehicles
- Registers with running balance, cleared status and statement reconciliation
- Search, bulk edits, transfers, split transactions and tags
- Rules that categorize, rename payees, assign members and add tags for you
Budget every dollar
- Zero-based envelope budgeting by month with Ready to Assign
- Per-category rollover
- Copy last month, or use last month's spending
Debt payoff planner
- Compare snowball, avalanche and minimum payments
- Payoff date for each debt, plus months and interest saved
- Balance-over-time chart
Net worth and reports
- Net worth history over 6, 12 or 24 months
- Spending by category and by month, income vs. expenses, a 90-day cash flow forecast and spending by member
- Every report exports to PDF, Excel and CSV
Also included
- Bills calendar with due and overdue reminders, recurring paychecks and a calendar feed
- Subscriptions with free-trial countdowns, plus detection of possible subscriptions
- Savings goals with progress rings, target dates and pace
- Tax time: yearly totals for common deductions, as a PDF for your tax preparer
- Bank file import (CSV, OFX, QFX, QBO)
- Six color themes and zoom from 50% to 250%; works on phone screens
System requirements
Plans
Pay monthly, or yearly and save. Yearly plans renew automatically every 12 months, you get a reminder before each renewal, and you can cancel online in one step any time. There is no free plan: after the 15-day free trial, choose a plan, or the account becomes export-only and is deleted 7 days later.
Free trial
15 days
Everything included
Pro
$7.99/mo
or $69/year billed yearly
Unlimited accounts, all imports and exports, PDF, debt planner and forecast
Family
$10.99/mo
or $99/year billed yearly
Adds 10 members and the tax-time summary